WHAT IS THE CLU® DESIGNATION?
A Chartered Life Underwriter® (CLU®) is a financial professional with extensive knowledge of life insurance. In most states, a CLU® designation exempts you from pre-licensing education and underwriting certification requirements. This means a CLU® has obtained a level of life insurance expertise that exceeds basic life insurance underwriting requirements.
A CLU® certification gives advisors:
In-depth knowledge of life insurance underwriting concepts and life insurance law within the context of overall risk management
The necessary knowledge to help clients address their estate planning needs
An understanding of solutions addressing the life insurance underwriting needs of business owners and professionals.
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